RAC Prime Income: money market PLUS


fixed annual yield

High Yield

Receive stable monthly income that you can count on.


Earn private asset returns with ability to exit after 90 days.


Your savings are protected by the highest quality assets.

Prime Income is a high yield structured deposit. Think of us like a bank or an annuity, only you receive a higher yield without fees and a low minimum to start. 

Your peace of mind is ensured by our partners which include the largest institutions in banking & finance. RAC is founded on over 40 years and $12 billion of results.   

How Prime Income works

Fast, secure sign up

Exit if you change your mind after 90 days

Receive steady income 1st day of every month

Our Partners*: 

How much you can earn with Prime Income vs. other choices

Initial Deposit

RAC Prime Income


Saving accounts





How Prime Income returns more than your bank

Commercial Real Estate:

Ownership and operations

Preferred / Mezzanine

US-backed Securities:

FDIC-insured Institutions

Government agency backed

Asset-backed Loans:

Less than 1 year duration

1st lien against real assets

RAC Engine

Laddered duration

Filter for Highest Quality

Protected from downside

Established track record

Team Experience

Capital Deployed



Principal Loss




Trusted by millions

Protecting you is our top priority. We guard all of your personal information with 256-bit encryption, which is the same level of digital security used by the US military.


In addition, we have partnered with North Capital Private Securities as our primary custody and escrow agent to ensure your funds are held in FDIC-insured accounts and inaccessible by anyone until strict conditions have been met. North Capital is a broker-dealer registered with the United States Securities and Exchange Commission (SEC). For back background on this firm, visit FINRA Brokercheck.


Is my personal information safe with RAC?

Yes it is; we never share or use your personal information for any other purposes beyond meeting the regulatory requirements to complete an offering. In addition, all sensitive personal information and passwords are encrypted to meet specifications of Advanced Encryption Standard, which is the same level used by the Central Intelligence Agency.

When will I receive my monthly interest?

You will receive your monthly interest on the first day of every month starting from the first whole month after you have have completed your purchase of Prime Income, assuming you have completed your purchase before the 10th of that month. For example, if you have completed your purchase on February 8, your first monthly income will start on April 1. If you purchase RAC Prime Income between February 11 - March 10, your first interest payment will be on May 1.

How do I contact RAC?

+1 (650) 817-8820

Are there fees to purchase RAC Prime Income?

There are 0 fees to purchase RAC Prime Income nor are there ongoing management expenses . All expenses are borne by the company.

What is the operational history of RAC?

RAC was founded in the 2018 by a team of experienced portfolio managers and securities counsel. While RAC's history is short, the team has been constructing high yielding portfolios and structured products for over a decade at large platforms including Goldman Sachs. The team's track record has carried through to RAC, which is backed by tier-one partners including HSBC, Deloitte and Morgan Lewis.

Is RAC Prime Income FDIC-insured?

RAC Prime Income is not insured by the FDIC, although there are substantial sections of the portfolio that are insured by the FDIC and/or other US government agencies.

Who can purchase RAC Prime Income I?

As an SEC Regulation D 506(c) offering, currently RAC Prime Income is available for "accredited investors", which includes: Individuals whose income is over $200,000 (or $300,000 combined with spouse) or has over $1,000,000 in assets Qualified Institutional Buyers Other funds, trusts or vehicles that have over $5,000,000 in assets If you do not qualify as an "accredited investor" but would still like to participate, please contact us at IR@RACMarkets.com

Get more from your savings

Purchasing RAC Prime Income is NOT FDIC INSURED. MAY LOSE VALUE. The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities. By using this website, you accept our Privacy Policy. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections may not reflect actual future performance. All investments involve risk and may result in loss, including loss of principal. RAC Technologies Holdings Inc. and its affiliates do not render investment, financial, legal or accounting advice. *All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Copyright © 2019 RAC Technologies Holdings, Inc.  |  Palo Alto, California   
+1 (650) 667 5577