RAC Prime Income : Money Market PLUS
Earn higher returns.
Try this flexible, secure, structured deposit and earn high yields monthly
with zero fees, no long-term commitment, and an affordable entry point. Learn More >
Maximize your savings in just 3 steps.
Introduce yourself.

Enter your details with a 

simple, secure sign-up form.

Make a deposit.

Start with as little as $2000 

via ACH or Wire transfer.

Start earning.

Receive steady income

on the first day of every month.

Exit anytime after 90 days.

How much can I earn?
Enjoy higher returns with Prime Income than with most bonds and savings accounts. Learn More >

Initial Deposit





Savings Account


RAC Prime Income

How does Prime Income generate higher returns?
Investing with RAC Prime Income earns you more than placing your savings with a bank
due to our inclusion of only the highest quality assets.

FDIC-insured Institutions

Government agency backed

Less than 1 year duration

1st lien against real assets

Ownership and operations

Preferred / Mezzanine

Enjoy peace of mind
Your investment is protected by our partners which include the largest institutions in banking & finance.
RAC is founded on over 40 years experience and $12 billion of results.

Protecting you is our top priority. We guard all of your personal information with 256-bit encryption,

which is the same level of digital security used by the US military.

Frequently Asked Questions.

Is my personal information safe with RAC?

Yes it is; we never share or use your personal information for any other purposes beyond meeting the regulatory requirements to complete an offering. In addition, all sensitive personal information and passwords are encrypted to meet specifications of Advanced Encryption Standard, which is the same level used by the Central Intelligence Agency.

When will I receive my monthly interest?

You will receive your monthly interest on the first day of every month starting from the first whole month after you have have completed your purchase of Prime Income, assuming you have completed your purchase before the 10th of that month. For example, if you have completed your purchase on February 8, your first monthly income will start on April 1. If you purchase RAC Prime Income between February 11 - March 10, your first interest payment will be on May 1.

How do I contact RAC?

+1 (650) 817-8820

Are there fees to purchase RAC Prime Income?

There are 0 fees to purchase RAC Prime Income nor are there ongoing management expenses . All expenses are borne by the company.

What is the operational history of RAC?

RAC was founded in the 2018 by a team of experienced portfolio managers and securities counsel. While RAC's history is short, the team has been constructing high yielding portfolios and structured products for over a decade at large platforms including Goldman Sachs. The team's track record has carried through to RAC, which is backed by tier-one partners including HSBC, Deloitte and Morgan Lewis.

Is RAC Prime Income FDIC-insured?

RAC Prime Income is not insured by the FDIC, although there are substantial sections of the portfolio that are insured by the FDIC and/or other US government agencies.

Want to know more?

If you still have questions or would like further information,

please contact us and a team member will respond to you within 24 hours.

Earn more from your savings

Purchasing RAC Prime Income is NOT FDIC INSURED. MAY LOSE VALUE. The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities. By using this website, you accept our Privacy Policy. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections may not reflect actual future performance. All investments involve risk and may result in loss, including loss of principal. RAC Technologies Holdings Inc. and its affiliates do not render investment, financial, legal or accounting advice. *All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

How it works
Copyright © 2019 RAC Technologies Holdings, Inc.  |  Palo Alto, California   
+1 (650) 817-8820